Punto y Banca Rules

Follow us and immerse yourself in the world of Baccarat and its variant: Punto y Banco. Learn more about this glamorous game of casino , who was born on the old continent. And starting from there, he came to us with many possibilities to have fun and win.

Where does the game of Point and bank come from?

Are you interested in playing this game and becoming a connoisseur of the subject? So the first thing you need to learn is its history.

This game is a variant of Baccarat, and its origin dates back to the Middle Ages. It was born in Europe more than five centuries ago and presents similarities with the Blackjack . Which makes us believe that both games had a common origin.

It was created by Felix Falguiere in Italy and its initial name was Baccara. This origin is presumed because the word Baccara in the Italian language, means zero (0); and in the game the cards 10, J, Q, and K, have that value, zero (0).

At the end of the fifteenth century the game traveled from Italy to France, and retained its exclusivity for the upper classes. Thus he arrived at the court of King Charles VII, where the letter t was added to him, becoming Baccarat.

From France it passed to the Reunited Kingdom. Then he arrived in American countries such as Cuba, and in the United States in the fifties, thanks to Tommy Renzoni. This is how it continued its expansion around the world until it became part of physical casinos, where it underwent two modifications:

1. The size of the table was reduced.
2. The house was given more participation, so that it could make a profit.

This is how he began his foray into physical casinos. And at the end of the nineties, with the emergence of the Internet and online casinos, I became part of these.

Over the years and its passage through different cultures, many variations of it were created. Stay with us and get to know them.

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Variations of Baccarat

As we have already seen, since its inception this is considered an elitist game. It has always been associated with people with a lot of money and big bets. But now with online casinos, it is a game that is available to everyone, and you can try it. Start by knowing all its variants, just by having a good Internet connection.

The original Baccarat or Baccarat

It is a card game, similar to Blackjack; except that instead of adding 21 points, you have to add 9 points or the closest. In this French cards of 52 playing cards are used, and the distribution of them is done with a shoe or "sabot". Up to 14 players can participate at the table, and they will take turns playing the role of the dealer in each game. The games start once the players place their bet: for their cards, for the dealer's cards or for a tie.

The Point and the Bank

This version is the most popular, to the point of being confused with the original game. But although this usually happens, we have to be clear that there are several differences between them. The most significant is, that here the bank is always represented by the house, and it takes 5% of the profits.

12 to 14 players can participate in the Point and Bank, and there are three (3) dealers and one (1) or two (2) supervisors. The cards are dealt in the "sabot" or shoe, by any of the players who bets on the Banker. It is played at an oval table, where each player has an assigned seat. Also the game starts, when the players make their bet: for the Point, for the Banker or the tie.

Midi and Mini Baccarat

These two versions are very similar to each other. In them the goal of scoring 9 points or the closest is maintained. Like the same three types of bets: for the player, the house or the tie, as in the original game. In these 8 decks of cards are used that are dealt by a single dealer, with the shoe or "sabot". As for betting, here the house takes 5% of the money bet on his cards, if he wins his hand. Also if you bet on the tie, the payout is 8 to 1.

The main difference between these two variants of Baccarat is that in one, the game is faster than in the other. Because in the Mini the cards are dealt uncovered.

Chemin de Fer

Its French variant is called Chemin de Fer. In this one we must know the rules well and test our skills. Among the similarities with the other variants, the goal of scoring 9 points is preserved here.

While among their differences are:

• It is played with 6 decks of French cards, which are dealt by the bank.
• The role of the Bank takes turns between each of the participating players.
• The number of participants is minimum two (2) and maximum nine (9).
• During the game if one of the players gets an eight (8) he must say “le petit” and if it is a nine (9), “le brutal”.

EZ Baccarat

This variant is played the same as the original, except that the 5% bank commission is eliminated in this one. In addition to being incorporated into the game, two additional bet types: Dragon 7 and Panda 8.

With these two bets, the Ez Baccarat variant, gives us more opportunities to get a higher profit. With Dragon 7 the pay is 40:1, with Panda 8 the pay is 25:1; and with the tie it is 9:1.

Baccarat Banque

This game is very similar to Chemin de Fer, except that:

• The role of the Banker when each player takes turns is longer. Because to change turns the player must wait for the 6 decks of mixed cards to be dealt.
• Players are divided into two groups: Player 1 and Player 2. These are the ones that will be pitted against the bench.
• Here the players take the victory if they bet on the hand of their group, and it turns out to be a winner.

As you can see, there are currently many variants of the original game. Although some rules and the game mode have changed in these, they have not lost the elegance of the original Baccarat.

Objective of the game

We have already known its history, its variants and its characteristics. So let's now jump right in, and learn all about the most popular of them: the game of Punto y Banco.

This is the American version of the original game. It is a very simple game to understand, easy to play and we can get it in many online casinos.

Your main objective is to place a bet on: the Point, the Banker or the tie; and hope that that bet will get the victory. That is, let the sum be nine or the closest possible number.

Let's get to know him in detail:

• In this game the Point is represented by the player's cards. While the Banker is represented by the dealer cards.
• In the game you need to understand that the Point competes against the Bank.
• You must learn the values that the cards have, to know how to win.
• This is played using eight (8) decks of French cards. All decks can be the same color, or four red and four black.
• The dynamics of the game begins with bets and continues with the distribution of two cards, and perhaps even a third. You will have to add these cards and to the sum you will have to remove the ten. That is, if your sum gives you thirteen (13), then you have a hand worth three (3) points.
• In the game bets are paid as follows:
  • Bets in favor of the Point are paid 1:1
  • Bets in favor of the Banker are paid 1:1, but the casino commission is deducted.
  • Bets on the tie are paid 8 to 1. These being the most beneficial.

Value of cards

Since you know the main objective of the Point and Shoot, and you know that it is to add nine points or get a number as close as possible. You begin to understand that you must learn, how is the value of the cards to be able to play and win.

After everyone has placed their bets, the game starts, two cards are dealt to the Point and two to the Banker. Each player and the dealer must add the value of these two cards following this guide:

• The value of the Ace card is one (1) point.
• The cards 10, J, Q and K, have a value of zero (0) points.
• Cards from 2 to 9 retain their value.
• If when adding the two cards the result is two digits, then you should skip the ten.
• The best move is called Natural, and it is to get eight (8) or nine (9) with those first two cards.
• The worst move is called Baccarat, and it is to get zero (0) with those first two cards.
• If in this first deal of cards, no one gets a nine (9), a third card is dealt.
• The third card is governed by specific and particular rules for both the Point and the Banker.

Rules of the third card for the Point

• If with the first two cards the Banker did not get eight (8) or nine (9), the Point receives a third card. All this is given if with the first two cards of the Point, it has a sum of zero (0) to five (5) points.
• If in his first two cards the Point has a sum of six (6) or seven (7), the player must stand. And in the meantime the Banker receives a third letter.

Third card rules for Banking

• The Banker does not receive the third card if:
  • With the first two cards the Banker added seven (7) points.
• The Bank receives a third card if:
• He adds six (6) points with the first two cards, and the Point with his third card adds six (6) or seven (7).
• He scored five (5) points with his first two cards, and the Point with his third card increased from four (4) to seven (7) points.
• Sumo four (4) points in the first round of cards, and the player with his third cards sumo from two (2) to seven (7) points.
• He has a total of three (3) points, and the Point with his third card has less than eight (8) points.
• A sum of zero (0) to two (2) points is obtained, and the player does not add either eight (8) or nine (9).

At first these rules seem complicated to understand and a lot to assimilate. But we have good news for you, when you decide to play at online casinos, the game takes care of everything. The software does all the summations, and applies all the rules in a matter of seconds. Everything is automatic, while you enjoy and make your strategy in favor of who you will make the next bet.

Mechanics of Point and Banking in physical casinos vs. online

We already know the objective of the game, the value of the cards and the rules, we just need to know how the mechanics of the game are. We are going to show you how the game develops in physical and online casinos. This way you can compare and make a decision on where to play, with all the information in your hands.

At the physical casino

As we have seen the Punto Banca game, since its inception it has been a game for the wealthiest class of society. Also the physical casinos have been in charge of accentuating this feature even more. There are exclusive VIP rooms for this game, with a minimum wagering requirement of 500 Euros for a single game.

Would you like to immerse yourself in this atmosphere of elegance, glamor and big bets? Do you know how a game develops? Stay with us:

Start the game

1. The first thing we should know is that the Point is represented by the players at the table. While the Banker is represented by the casino dealer.
2. All these participants have an assigned place around the table. In this place of the table there are three marks and these represent the 3 bets that can be made in the game. You can bet on the Point, on the Banker or on the tie.
3. Once everyone is positioned in their places, the game begins.
4. Everyone's bets are placed on the table and the dealer or Banker is in charge of collecting them.
5. The dealer deals the first two cards, both for himself and for the participants. This distribution is made with a "sabot" or shoe. A wooden instrument that allows the dealer to:
   1. Have the scope to deal the cards comfortably to all players.
   2. Collect the chips from the bets, without having to move from their assigned place.
6. When all the cards are dealt on the table, the players and the dealer make their sum. They will check if anyone has a winning hand of eight (8) or nine (9) points.
7. If no one got an eight (8) or nine (9), the dealer will be in charge of defining if a third card is dealt.
8. For this third card, both the Point and the Banker, will be governed by the rules that we saw in the section: “Value of the cards”.
9. Once that third and last card is dealt, it only remains to review the final sum and see which is the winning hand. Then whoever has been right in their bet for the Point, for the Banker or for the tie, takes the big prize.

At the online casino

Do you want to skip the whole glamorous wave protocol of physical casinos? Would you like to play from the comfort of your home? Are you looking for bets that fit your budget? Then the online option is for you.

Here the game mechanics are similar to the version of land-based casinos. Except for some differences.

Among their similarities are:

• The Punto and the Banker are represented by the player and the house respectively, as in its physical version.
• The goal of scoring nine (9) points or as close as possible is maintained.
• The value of the cards and the rules of the third card remain the same.
• When entering the game, in front of you you will see the three marks, for the three types of bets.
• The game starts in the same way as in physical casinos, when placing your bet.

Among their differences:

• In the online version, the sums, distribution of the third card and the choice of the winner, everything is done automatically.
• The games are faster, thanks to the fact that the online game takes care of all the counting and applying the rules.
• You can play the trial version for free, and practice in it as many times as you want.
• You have the opportunity to get games with more accessible minimum bets, than those of physical casinos.
• You can play for real money and for this you just have to follow these steps:
  1. In this article we have selected especially for you, the "Best online casinos in New Zealand". Start by locating yourself in this list.
  2. Once you are in the list, you will be able to see that for each casino we have prepared a brief review, in addition to a complete analysis. Here you can find:
     • The position it occupies within the list of best casinos.
     • How is your V.I.P. program
     • Know their customer service.
     • Review their game selection.
     • Discover all their promotions.
  3. After reviewing the information of each one, choose the one you like the most.
  4. Locate the button to play on the right side of the list.
  5. Click on that button, and we will take you straight to the casino.
  6. Being already inside the casino page, make your registration and place the requested data. You can be confident that your personal data will be protected.
  7. Check your email and verify your account.
  8. You are ready to start playing and having fun in the game of your choice.

Sportsbook

In addition to knowing the mechanics of the game, we must learn how much the three types of bets pay:

1. Bet on the point. If you bet on the player, the house edge would be approximately 1.36%. It pays 1 to 1.
2. Bet on the bank. If you bet on the banker or the dealer, the house edge is reduced to approximately 1.17%. In this case the bet is also paid 1 to 1, but the casino takes a commission.

Bet on the draw. When betting on a tie at Punto Banca, it usually pays out between 8 or 9 to 1. However, the house edge in this case is approximately 14.2%, something that represents a high amount.

Live Baccarat

Being able to participate in live baccarat is really simple. The dealer will appear on the casino live , and will have the function of managing and making sure that everything is done correctly. You will also have a program interface, which will show you a scenario with live baccarat. And you will be able to observe everything that is happening at the table.

In the same way, the resolution of the program will help you to place your bet living a live and HD environment. Finally, with the live chat, you will be able to play and ask your questions, or talk to other Baccarat players live.

At least 3 real croupiers appear in order for the Point and Shoot to develop correctly. This means that they will be live with you, just as if you were visiting a real casino. On the other hand, in these casino games you are going to find yourself with seven players on the left side and another seven players on the right side.

1. Select your favorite casino from our ranking of casinos with a Spanish license where to play baccarat live. This way you will have the security and confidence that you will participate in a legal gambling environment that will take care of your money.
2. Proceed to the registration. Fill in the form with your contact details. You must put your real name, your home address, your email and even your phone number.
3. Choose your payment method. You will have a multitude of options, just choose the one you like the most and deposit your money.
4. You should also keep in mind that depending on the online casino chosen to play live baccarat with a real dealer, you will be asked for some personal documents to verify your identity. It is usually a very fast process.